<p style="text-align: right;">Effective Date and Last Updated: September 18, 2022</p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">Welcome to the U.S. digital platforms, websites, applications (“apps”), blogs, or other online offerings owned or operated by Progressive International LLC, including Bettizens.com and Bettizens applications (collectively, the “Services”) that post links to these Terms of Use. The Services include marketing services, products, and subscriptions offered by bettizens.com and/or Bettizens applications.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">Please review these Terms of Use carefully before using the Services. The Terms of Use govern each user’s (“you” or “your”) use of and/or access to the Services. Unless something else is specified, when we use here “Bettizens” we refer to both, the website and the app.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">By using or accessing the Services, you acknowledge and agree that you have read, understood, and agree to be bound by these Terms of Use. You also acknowledge that you have read and understood our data practices as described in the <a href="https://bettizens.com/privacy-policy/">Privacy Policy</a> applicable to the Services and Content you use.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">These Terms of Use affect your legal rights, responsibilities, and obligations, govern your use of the Services, are legally binding, limit Bettizens’s liability to you, and require you to indemnify us and settle certain disputes through individual arbitration. Please note that nothing in these Terms of Use affects your mandatory statutory rights under applicable law, to the extent that such rights apply to you and cannot be limited or excluded.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">If you do not wish to be bound by these Terms of Use, and any applicable Additional Terms (defined below), you should not use or access the Services, and, where applicable, you should uninstall any Services downloads and applications.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">In some instances, you may be subject to different or additional terms and conditions, policies, and guidelines (“Additional Terms”) that are applicable to certain parts of the Services. Those Additional Terms will be posted on the Services in connection with the relevant offering. In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms shall control.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">These Terms of Use and the Additional Terms are subject to change at any time, so we encourage you to periodically review all terms and conditions posted on the Services. If we make any material changes to these Terms of Use or the applicable Additional Terms, we will post the updated version(s), along with an effective date, and notify you by means of a notice on the Services. In the event that you have these Terms of Use cached on your browser, the Terms of Use that apply to you are the most recent version of the Terms of Use that appear on a non-cached browser.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">If you read and use these Terms of Use in a language other than English, you acknowledge that, regardless of all efforts to present you with an accurate translation, the version that prevails for the purposes of any legal provision is the English language version.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">If any changes to these Terms of Use or Additional Terms are not acceptable to you, you must stop your access to and/or use of the Services and, where applicable, uninstall any Services downloads and applications.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1. Ownership: Your Rights to Use the Services and Content.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.1. Ownership. The Services and all of its content (collectively, “Content”), including all copyrights, patents, trademarks, service marks, trade names, and all other intellectual property rights therein (“Intellectual Property”), are owned or controlled by Bettizens, our licensors, and certain other third parties. All right, title, and interest in and to the Content and Intellectual Property available via the Services is the property of Bettizens, our licensors, or certain other third parties, and are protected by the U.S. and international copyright, trademark, trade dress, patent, and/or other Intellectual Property and unfair competition rights and laws to the fullest extent possible. Bettizens owns the copyright in the selection, compilation, assembly, arrangement, and enhancement of the Content on the Services.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.2. Your Rights to Access and Use the Services and Content. Your right to access and use the Services and Content is subject to your strict compliance with these Terms of Use and the applicable Additional Terms. Your right to access and use the Services and the Content shall automatically terminate upon any violations of these Terms of Use. These rights are non-exclusive, limited, and revocable by us at any time in our sole discretion without advanced notice or liability. As your right to access and use the Services and the Content is personal to you, you may neither assign nor transfer your right; any attempt to do so is void. You may, for your personal, non-commercial, lawful use only (collectively, the following are the “Licensed Elements”):</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.2.1. Display, view, use, and play the Content on a computer, mobile, or other internet-enabled or permitted device (“Device”) and/or print one copy of the Content (excluding source and object code in raw form or otherwise) as it is displayed to you;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.2.2. If made available to you, obtain a registered personal account (and/or related username and password) on the Services and interact with the Services in connection therewith;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">  1.2.3. Link to the Services from a website or other online service, so long as (a) the links only incorporate text and do not use any Bettizens names, logos, or images, (b) the links and the content on your website do not suggest any affiliation with Bettizens or cause any other confusion, and (c) the links and the content on your website do not portray Bettizens or its products or services in a false, misleading, derogatory, or otherwise offensive manner, and do not contain content that is unlawful, offensive, obscene, lewd, lascivious, filthy, violent, threatening, harassing, or abusive, or that violate any right of any third-party or are otherwise objectionable to Bettizens. Bettizens reserves the right to suspend or prohibit linking to the Services for any reason, in its sole discretion, without advance notice or any liability of any kind to you or any third party;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.2.4. Use any other functionality expressly provided by Bettizens on or through the Services for use by users, subject to these Terms of Use (including, without limitation, functionality to create and/or post User-Generated Content (as defined below)) and any applicable Additional Terms.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.3. Additional Terms for Usage Subscriptions. Purchases of usage subscriptions (e.g., credits, points, and/or virtual currency) or any virtual items made available on the Services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to use those items only, even if such came with a durational term (e.g., a monthly subscription). Any attempt to transfer, assign or otherwise sell or trade such subscription, regardless of manner or method, is null and void. Suspension or termination thereof results in the forfeit of the suspended or terminated subscription or items, except as may be noted in the applicable Additional Terms. As permitted by law, we are not responsible for repairing or reissuing any credit or refund or any other sum, as a result of our modification of any usage subscriptions or virtual item, or for loss or damage due to error, or any other reason.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.4. Rights of Others. In using the Services, you must respect the Intellectual Property and rights of others and Bettizens. Your unauthorized use of Content may violate the rights of others and applicable laws and may result in your civil and criminal liability. If you believe that your work has been infringed via the Services, see Section 5 below.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.5. Reservation of all Rights Not Granted as to Services and Content. These Terms of Use and any applicable Additional Terms include only narrow, limited grants of rights to use and access the Services and Content. No right or license may be construed, under any legal theory, by implication, estoppel, industry custom, or otherwise. ALL RIGHTS NOT EXPRESSLY GRANTED TO YOU ARE RESERVED BY Bettizens AND ITS LICENSORS AND OTHER THIRD PARTIES. Any unauthorized use of any Content or Services for any purpose is prohibited.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.6. Third-Party Services. We are not responsible for third parties or their content, advertisement(s), apps, or sites (“Third-Party Services”). For instance, portions of the Services may be integrated into or linked to third-party sites, platforms, and apps that we do not control. Similarly, we may make ads and third-party content or services, which we also may not control, available to you on or via our Services. This may include the ability to register or sign in to our Services using third-party tools, and to post content on third-party sites and services using their plug-ins made available on our Services. Use caution when dealing with third parties and consult their terms of use and privacy policies. We take no responsibility for Third-party Services and will not be liable for any damages caused by your use or reliance on Third-Party Services. If you are accessing or using the Services through Apple, Android, or any other mobile operating system platform, these are Third-Party Services. If you access our apps via Apple, see below for Additional Terms that are applicable to you and are incorporated into the Terms of Use by this reference.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">1.7. Terms applicable for Apple IOS or the use of Bettizens progressive web application in Apple IOS devices.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.1. To the extent that you are accessing the Services through an Apple mobile application, you acknowledge that these Terms of Use are entered into between you and Bettizens and that Apple, Inc. (“Apple”) is not a party to these Terms of Use other than as third-party beneficiary, as contemplated below.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.2. The license granted to you by Bettizens under these Terms of Use is subject to the permitted Usage Rules set forth in the Apple Media Services Terms and Conditions (see: <a href="http://www.apple.com/legal/itunes/us/terms.html" target="_blank" rel="noopener">http://www.apple.com/legal/itunes/us/terms.html</a>) and any third-party terms of use applicable to the bettizens.com Services you use.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.3. You acknowledge that Bettizens, and not Apple, is responsible for providing the Services and Content as defined in these Terms of Use.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.4. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or any support services to you with respect to the Services and Content.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.5. To the maximum extent not prohibited by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Services and Content.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.6. Notwithstanding anything to the contrary herein, and subject to these Terms of Use, you acknowledge that solely as between Apple and Bettizens, Bettizens and not Apple is responsible for addressing any claims you may have relating to the Services and Content, or your possession and/or use thereof, including, but not limited, to: (A) product liability claims; (B) any claim that the Services fails to conform to any applicable legal or regulatory requirement; and (C) claims arising under consumer protection or similar legislation.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.7. Further, you agree that if the Services, or your access to and use of the Services, infringes on a third party’s Intellectual Property rights, you will not hold Apple responsible for the investigation, defense, settlement, and discharge of any such Intellectual Property infringement claims.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   1.7.8. You acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms of Use, and that, upon your acceptance of these Terms of Use, Apple will have the right (and will be deemed to have accepted the right) to enforce the Terms of Use against you as a third-party beneficiary thereof.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">2. Content You Submit: Interactive Community Rules.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">2.1. User-Generated Content. Bettizens may now, or in the future, offer users of the Services the opportunity to create, build, post, upload, display, publish, distribute, transmit, broadcast, or otherwise make available on or submit through the Services, or on or in response to our pages or posts on any third-party platforms or in connection with any of our promotions by any media or manner, or otherwise submit to us (e.g., on our Facebook or other social media pages, in response to our tweets, through sweepstakes or contest, or by otherwise sending it to us) (collectively, “submit”) messages, text, illustrations, files, images, graphics, photos, comments, responses, sounds, music, videos, information, content, ratings, reviews, data, questions, suggestions, personally identifiable information, or other information or materials and the ideas contained therein (collectively, but excluding bettizens.com Licensed Elements included therein, “User-Generated Content” or “UGC”). You may submit UGC through your profile, forums, blogs, message boards, social networking environments, content creation, and posting tools, subscription services, gameplay, social communities (including the Interactive Community (defined below), if applicable, contact us tools, email, and other communications functionality. Except to the extent of the rights and license you to grant in these Terms of Use and, subject to any applicable Additional Terms, you retain whatever legally cognizable right, title, and interest that you have in your UGC.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3. Using the Services; Services and Content Use Restrictions.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.1. Creating an Account. Accounts may only be set up for you (and if not you, by an authorized representative of the individual that is the subject of the account and who is of the age of majority). We do our best effort to verify our members but we do not review accounts for authenticity and are not responsible for any unauthorized accounts that may appear on the Services. For any dispute as to account creation or authenticity, we shall have the sole right but are not obligated, to resolve such dispute as we determine appropriate, without notice. If you register with us or create an account, you are solely responsible and liable for the security and confidentiality of your access credentials and for restricting access to your Device, and for all activity under your account. Usernames and passwords must be personal and unique, not violate the rights of any person or entity, and not be offensive. We may reject the use of any password, username, or email address for any reason at our sole discretion. You are solely responsible for your registration information and for updating and maintaining it. You will immediately notify us here of any unauthorized use of your account, password, username, or any other breach of security, but will remain responsible for any unauthorized use thereafter. You will not sell, transfer, or assign your account or any account rights.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.2. Subscriptions; Rentals; Purchases; Taxes. In order to access certain features of the Services, you may be required to make a purchase or enter into a subscription. Moreover, some aspects of the Services may allow you to place orders for or rent products.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   3.2.1. Any deal terms presented to you at the time of subscription, rental, purchase, or other transaction you conduct on or initiate on the Services (“Transaction”) shall be considered Additional Terms. You agree to pay Bettizens all charges at the prices presented to you or your agent(s). You must provide, and authorize Bettizens to charge, your chosen payment provider (your “Payment Method”) when you make a purchase or subscribe to paid Services. You agree to make payment using that selected Payment Method and will only provide us information about payment methods that you are authorized to use. We allow you to save and manage your information about your Payment Method, including the entire credit card number, account number, and expiration dates, for future purchases or transactions on our site. You may make changes to your default Payment Method at any time. If we are unable to charge one payment card, we may charge another valid credit card that you have entered for use on our site. You are responsible for maintaining the accuracy of the information that we have on file, and you consent to Bettizens updating such stored information from time to time based on information provided by you, your bank, or payment services processors. Suppose you initiate a chargeback dispute for any payment or transaction made on our site. In that case, Bettizens reserves the right to terminate the provision of services or delivery of products to you pending resolution of the chargeback dispute with the credit card issuer.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   3.2.2. Subscription fees may be automatically renewed and are subject to the refund policy listed below.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   3.2.3. Some Transactions may be subject to taxes in certain states. Depending on your state and the nature of the product or Services you receive from us, this may be a rental tax, sales tax, and/or use tax. Tax rates are different from state to state. You are responsible for paying all such taxes.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.3. Services Use Restrictions. You agree that you will not: (i) use the Services for any political or commercial purpose (including, without limitation, for purposes of advertising, soliciting funds, collecting product prices, and selling products); (ii) use any meta tags or any other “hidden text” utilizing any Intellectual Property; (iii) engage in any activities through or in connection with the Services that seek to attempt to or do harm any individuals or entities or are unlawful, offensive, obscene, lewd, lascivious, filthy, violent, threatening, harassing, or abusive, or that violate any right of any third-party, or are otherwise objectionable to bettizens.com; (iv) decompile, disassemble, reverse engineer, or attempt to reconstruct, identify, or discover any source code, underlying ideas, underlying user interface techniques, or algorithms of the Services by any means whatsoever or modify any Services source or object code or any Software or other products, services, or processes accessible through any portion of the Services; (v) engage in any activity that interferes with a user’s access to the Services or the proper operation of the Services, or otherwise causes harm to the Services, Bettizens, or other users of the Services; (vi) interfere with or circumvent any security feature (including any digital rights management mechanism, device or other content protection or access control measure) of the Services or any feature that restricts or enforces limitations on use of or access to the Services, the Content, or the UGC; (vii) harvest or otherwise collect or store any information (including personally identifiable information about other users of the Services, including email addresses, without the express consent of such users); (viii) attempt to gain unauthorized access to the Services, other computer systems or networks connected to the Services, through password mining or any other means; or (ix) otherwise violate these Terms of Use or any applicable Additional Terms.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.4. Content Use Restrictions. You also agree that, in using the Services, you will: (i) not monitor, gather, copy, or distribute the Content (except as may be a result of standard search engine activity or use of a standard browser) on the Services by using any robot, rover, “bot”, spider, scraper, crawler, spyware, engine, device, software, extraction tool, or any other automatic device, utility, or manual process of any kind; (ii) not frame or utilize framing techniques to enclose any the Content (including any images, text, or page layout); (iii) keep intact all trademark, copyright, and other Intellectual Property and other notices contained in the Content; (iv) not use the Content in a manner that suggests an unauthorized association with any of our or our licensors’ products, services, or brands; (v) not make any modifications to the Content (other than to the extent of your specifically permitted use of the Bettizens Licensed Elements, if applicable); (vi) not copy, modify, reproduce, archive, sell, lease, rent, exchange, create derivative works from, publish by hard copy or electronic means, publicly perform, display, disseminate, distribute, broadcast, retransmit, circulate or transfer to any third-party or on any Third-Party Services, or otherwise use or exploit the Content in any way for any purpose except as specifically permitted by these Terms of Use or any applicable Additional Terms, or with the prior written consent of an officer of Bettizens or, in the case of the Content from a licensor or owner of the Content; and (vii) not insert any code or product to manipulate the Content in any way that adversely affects any user experience or the Services.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.5. Availability of Services and Content.  Bettizens, in its sole discretion without advance notice or liability, may immediately suspend or terminate the availability of the Services and/or Content (and any elements and features of them), in whole or in part, for any reason, in bettizens.com’s sole discretion, and without advance notice or liability.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.6. Age of Users. Unless otherwise specifically noted in the features made available to you, the Services, Content, and any products and services appearing or marketed on the Services are intended for and directed towards the purchase and use by adults (those aged 18 years or above) or by individuals 16 or older with the consent of adults. Individuals over the age of 16 and under the age of 18 years may only use the Services with the supervision of a parent or legal guardian and should review these Terms of Use with a parent or legal guardian to ensure that they understand them.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">3.7. Internet Connectivity Charges. Internet connectivity is required to access the Services. Any access fees or charges applicable to your internet connectivity are solely your responsibility. Certain internet service providers, including wireless carriers, may charge fees for data connections based on the total amount of data you access. We are in no way responsible for the fees charged by or policies of internet service providers or others with whom you contract for such internet connectivity.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">4. Wireless Features; Messages; Location-Based Features.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">4.1. Wireless Features. The Services may offer certain features and services via your wireless Device. Features and services may include the ability to access the Service's features, upload content to the Services, receive messages from the Services, and download applications to your wireless Device (collectively, “Wireless Features”). You agree to receive communications we may send through Wireless Features for which you are registered. Further, we may collect information related to your use of the Wireless Features. If you have registered via the Services for Wireless Features, then you agree to notify Bettizens of any changes to your wireless contact information (including phone number) and update your accounts on the Services to reflect the changes. If the Services include push notifications or another mobile communication capability, you hereby approve of our delivery of electronic communications directly to your mobile Device. These notifications, including badge, alert or pop-up messages, may be delivered to your Device even when the Services are running in the background. You may have the ability, and it is your responsibility, to adjust the notifications you do, or do not, receive via your Device through your Device and/or app settings. Standard message, data, and other fees may be charged by your carrier, and carriers may deduct charges from pre-paid amounts or data allowances, for which you are responsible. Your carrier may prohibit or restrict certain Wireless Features and certain Wireless Features may be incompatible with your carrier or wireless Device. Contact your carrier with questions regarding these issues.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">4.2. Text and Email Messages.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   4.2.1. You may be given opportunities to subscribe to various text marketing or other text messaging programs and by doing so, you consent to receive ongoing text alerts (including by auto-dialers) from us related to our various businesses and affiliates, which may include co-promotions with or about other parties, except that if the scope of your consent for a particular subscription is limited, that subscription will be so limited. Such consent is not required to purchase any product or Services aside from the text subscription itself. Subsequent or different subscriptions will be unaffected by an opt-out. You consent to receive a text confirming any opt-out as well as non-marketing administrative or transactional messages.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   4.2.2. Email Messages. You may cancel or modify the email marketing communications you receive from us by following the instructions contained within our promotional emails. This will not affect subsequent subscriptions, and if your opt-out is limited to certain types of emails, the opt-out will be so limited. Please note that we reserve the right to send you certain communications relating to your account or use of our Services, such as administrative and service announcements, and these transactional account messages may be unaffected if you choose to opt out of receiving our marketing communications.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">4.3. Location-Based Features. If GPS, geo-location, or other location-based features are enabled on your Device, you acknowledge that your Device location may be tracked and may be shared with others consistent with the Privacy Policy. Some Devices and platforms may allow disabling some, but not all, location-based features or managing such preferences. Typically, your proximity or connection to wi-fi, Bluetooth, and other networks may still be tracked when location services are turned off on Device settings. You can terminate Device location tracking via a mobile app by us by uninstalling the application. Territory geo-filtering may be required in connection with the use of some Services features due, for instance, to Content territory restrictions. The location-based services offered in connection with bettizens.com’s mobile app(s) or feature(s) are for individual use only and should not be used or relied on in any situation in which the failure or inaccuracy of use of the location-based services could lead directly to death, personal injury, or physical or property damage. Use location-based services at your own risk as location data may not be accurate.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">5. Notice and Take Down Procedure for Claims of Infringement.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">5.1. DMCA Notification. If you are a copyright owner who would like to send us a notice pursuant to the Digital Millennium Copyright Act (“DMCA”) to identify content or material posted on the Services that is infringing and that you would like removed from our Services, or if you are a user whose work has been removed in response to such a notice of infringement and would like to file a DMCA counter-notice, you may submit such notice to us by following the instructions in this Section 5.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">5.2. DMCA Requirements. We are committed to complying with U.S. copyright and related Intellectual Property laws. Our policy is to respond to notices of alleged infringement that comply with the DMCA. It is our policy to remove and discontinue service to repeat offenders. If you believe your copyrighted work has been copied and is accessible on the Services in a way that constitutes copyright infringement, you may notify us by providing our copyright agent with the following information in accordance with the requirements of the DMCA:</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.1. The electronic or physical signature of the owner of the copyright or the person authorized to act on the owner’s behalf.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.2. A description of the copyrighted work that you claim has been infringed and a description of the infringing activity.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.3. Identification of the location where the original or an authorized copy of the copyrighted work exists (for example, the URL of the website where it is posted or the name of the book in which it has been published).</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.4. Identification of the URL or other specific location on the Services where the material you claim is infringing is located, providing enough information to allow us to locate the material.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.5. Your name, address, telephone number, and email address so that we may contact you.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.6. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.7. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.8. Our agent for notice of claims of copyright infringement on the Services can be reached as follows:</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   By email: copyright_infr@bettizens.com</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.9. The email address above is only for reporting copyright infringement and may not be used for any other purpose.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.10. If you believe an individual is a repeat infringer, please follow the instructions above to contact our DMCA agent and provide information sufficient for us to verify the individual is a repeat infringer.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.2.11. It is often difficult to determine if your copyright has been infringed. Bettizens may elect to not respond to DMCA notices that do not substantially comply with all of the foregoing requirements and may elect to remove allegedly infringing material that comes to its attention via notices that do not substantially comply with the DMCA.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">5.3. DMCA Counter-Notification. If access on the Services to a work that you submitted to Bettizens is disabled or the work is removed as a result of a DMCA copyright infringement notice, and you believe in good faith that the allegedly infringing works have been removed or blocked by mistake or misidentification, then you may send a “Counter-Notification” to the email address listed above. Your DMCA Counter-Notification should contain the following information:</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.3.1. a legend or subject line that says: “DMCA Counter-Notification”;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.3.2. a description of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled (please include the full URL of the page(s) on the Services from which the material was removed or access to it disabled);</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.3.3. a statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; your full name, address, telephone number, email address, and the username of your account with us (if any);</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.3.4. a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which your address is located (or if the address is located outside the U.S.A., to the jurisdiction of the United States District Court for the Miami Dade County), and that you will accept service of process from the person who provided DMCA notification to us or an agent of such person; and</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   5.3.5. your electronic or physical signature.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">5.4. Receipt of DMCA Counter-Notification. If we receive a DMCA Counter-Notification, then we may replace the material that we removed (or stop disabling access to it) in not less than ten (10) and not more than fourteen (14) business days following receipt of the DMCA Counter-Notification. However, we will not do this if we first receive notice at the address above that the party who sent us the DMCA copyright infringement notice has filed a lawsuit asking a court for an order restraining the person who provided the material from engaging in infringing activity relating to the material on the Services. Upon our receipt of a Counter-Notification that satisfies the requirements of DMCA, we will provide a copy of the counter-notification to the person who sent the original notification of the claimed infringement and will follow the DMCA’s procedures regarding counter notification. All Counter-Notifications must satisfy the requirements of Section 512(g)(3) of the U.S. Copyright Act. In all events, you expressly agree that neither Bettizens nor any of its affiliates or their employees, officers, directors, or agents will be a party to any disputes or lawsuits regarding alleged copyright infringement. Please note you may be held liable for monetary damages if you materially misrepresent an activity that is infringing your copyrights.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">6. Product Specifications; Pricing; Typographical Errors.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">We strive to accurately describe our products or services offered on the Services; however, we do not warrant that such specifications, pricing, or other content on the Services are complete, accurate, reliable, current, or error-free. As permitted by applicable law, Bettizens shall have the right to refuse or cancel any orders at its sole discretion. Your orders are offers to purchase subject to our acceptance, which we may reject or cancel subject to refund. If we charged your credit or another account prior to rejection or cancellation, we will reissue credit to your account. Additional Terms may apply. If a product you purchased or accepted from Bettizens is not as described, as permitted by applicable law, your sole remedy is to return it, cancel the purchase, and receive a credit for the purchase price.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">7. Termination or Suspension.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">7.1. Termination by Us. We may, upon notice to you, issue a warning, temporarily suspend, indefinitely suspend, or terminate your account or your access to all or any part of the Services for any reason in our sole discretion. In certain cases, in our sole discretion, we may provide you with a written email notice (a “Restriction Notice”) to inform you that: (i) your right to use or access any part of the Services has been terminated, including the right to use, access or create any account thereon; (ii) we refuse to provide any Services to you; and (iii) any subsequent orders placed by you will be subject to cancellation. Other conditions may apply and shall be set forth in the Restriction Notice.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   7.1.2. Bettizens is not a "social network" in the now traditional meaning of this term. Bettizens is a “<em> <strong> private digital club </strong> </em>” for people of different opinions and backgrounds who DEFEND CAUSES RELATED TO JUSTICE and SOCIAL PROGRESS. This definition conditions everything else: from who is accepted and can remain on the network, to what is published. We have tried and will continue to try, to use all the means and channels at our disposal to prevent those who are not related in one way or another to the most important causes of Justice and Social Progress from joining Bettizens.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">7.2. For You to Terminate. You may terminate these Terms of Use by ceasing all use of the Services and deleting all Licensed Elements from your Device.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">7.3. Effect of Termination or Suspension. Following termination (by us or by you) or suspension, you will not be permitted to use the Services. Any suspension or termination will not affect your obligations to Bettizens under these Terms of Use or any applicable Additional Terms. Upon suspension or termination of your access to the Services, or upon notice from Bettizens, all rights granted to you under these Terms of Use or any applicable Additional Terms will cease immediately, and you agree that you will immediately discontinue use of the Services. The provisions of these Terms of Use and any applicable Additional Terms, which by their nature should survive your suspension or termination will survive, including the rights and licenses you grant to Bettizens in these Terms of Use, as well as the indemnities, releases, disclaimers, and limitations on liability and the provisions regarding jurisdiction, choice of law, no class action, and mandatory arbitration.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8. Disclaimers; Exclusions and Limitations of Liability.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8.1. DISCLAIMER OF WARRANTIES AND CONDITIONS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Bettizens as part of Progrecit International LLC AND ITS, SUBSIDIARIES, AFFILIATES, AND EACH OF THEIR RESPECTIVE EMPLOYEES, DIRECTORS, MEMBERS, MANAGERS, SHAREHOLDERS, AGENTS, VENDORS, LICENSORS, LICENSEES, CONTRACTORS, CUSTOMERS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, “Bettizens PARTIES”) PROVIDE THE SERVICE, CONTENT, Bettizens LICENSED ELEMENTS, OR OTHER Bettizens PRODUCTS OR SERVICES ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY WHATSOEVER. THE USE OF THE SERVICES IS AT YOUR SOLE RISK. WITHOUT LIMITING THE FOREGOING, AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE Bettizens PARTIES (AS APPLICABLE) DO NOT MAKE ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, THAT THE SERVICES, CONTENT, LICENSED ELEMENTS, UGC OR OTHER Bettizens PRODUCTS OR SERVICES WILL: (I) BE UNINTERRUPTED OR SECURE; (II) BE FREE OF DEFECTS, INACCURACIES OR ERRORS; OR (III) OTHERWISE MEET YOUR REQUIREMENTS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Bettizens PARTIES HEREBY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OR CONDITIONS OF FITNESS FOR A PARTICULAR PURPOSE, LACK OF HIDDEN OR LATENT DEFECTS, SECURITY, MERCHANTABILITY, SATISFACTORY QUALITY, QUIET ENJOYMENT, AND NON-INFRINGEMENT, OR ARISING BY REASON OF CUSTOM OR USAGE IN THE TRADE OR BY COURSE OF DEALING. NOTWITHSTANDING THE FOREGOING, THIS SECTION DOES NOT EXPAND OR LIMIT: (X) ANY EXPRESS, WRITTEN PRODUCT WARRANTY OR RELATED DISCLAIMERS THAT ARE PROVIDED BY BETTIZENS PARTIES OR THEIR SUPPLIERS WITH REGARD TO A PHYSICAL PRODUCT SOLD BY BETTIZENS PARTIES TO YOU, OR ANY WARRANTY ON A PHYSICAL PRODUCT TO THE EXTENT REQUIRED BY APPLICABLE LAW; (Y) Bettizens PARTIES’ LIABILITY FOR PERSONAL INJURY TO YOU CAUSED BY Bettizens PARTIES TO THE EXTENT NOT WAIVABLE OR CAN NOT BE LIMITED UNDER APPLICABLE LAW; OR (Z) ANY CAUSE OF ACTION YOU MAY HAVE AGAINST Bettizens PARTIES THAT IS NOT WAIVABLE OR CAN NOT BE LIMITED UNDER APPLICABLE LAW.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8.2. EXCLUSION OF DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Bettizens PARTIES WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST REVENUE, LOST OR CORRUPTED DATA, OR DAMAGE TO REPUTATION OR GOODWILL OR ANY CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE OR OTHER INDIRECT DAMAGES OR LOSSES ARISING FROM, RELATING TO OR CONNECTED WITH YOUR USE OF (OR INABILITY TO USE) THE SERVICES, CONTENT, LICENSED ELEMENTS, UGC OR OTHER Bettizens PRODUCTS OR SERVICES REGARDLESS OF THE CAUSE OF ACTION ON WHICH THE CLAIM IS BASED (INCLUDING NEGLIGENCE, TORT, CONTRACT, STRICT LIABILITY, PRODUCT DEFECT OR MISREPRESENTATION), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8.3. LIMITATION OF LIABILITY. TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES WILL ANY Bettizens PARTIES BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND, including personal injury or death or for any direct, indirect, economic, exemplary, special, punitive, incidental, or consequential losses or damages of any kind, including without limitation loss of profits, in connection with, or otherwise directly or indirectly related to the Services (including the Content and the UGC), including without limitation:</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">    8.3.1. your use of or inability to use the Services, or the performance of the Services;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">    8.3.2. any action taken in connection with an investigation by Bettizens Parties or law enforcement authorities regarding your access to or use of the Services;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">    8.3.3. any action taken in connection with copyright or other Intellectual Property owners or other rights owners;</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   8.3.4. any errors or omissions in the Services’ technical operation or security or any compromise or loss of your UGC or other data or information; or</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">   8.3.5. any damage to any user’s computer, hardware, software, modem, or other equipment or technology, including damage from any security breach or from any virus, bugs, tampering, fraud, error, omission, interruption, defect, delay in operation, or transmission, computer line, or network failure or any other technical or other malfunction, including losses or damages in the form of lost profits, loss of goodwill, loss of data, work stoppage, the accuracy of results, or equipment failure or malfunction. The foregoing limitations of liability will apply even if any of the foregoing events or circumstances were foreseeable and even if the Bettizens Parties were advised of or should have known of the possibility of such losses or damages, regardless of whether you bring an action based on contract, negligence, strict liability, or tort (including whether caused, in whole or in part, by negligence, acts of God, telecommunications failure, or destruction of the Services).</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8.4. EXCEPT AS MAY BE PROVIDED IN ANY APPLICABLE ADDITIONAL TERMS, TO THE FULLEST EXTENT, NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL THE Bettizens PARTIES’ TOTAL LIABILITY TO YOU, FOR ALL POSSIBLE DAMAGES, LOSSES, AND CAUSES OF ACTION IN CONNECTION WITH YOUR ACCESS TO AND USE OF THE SERVICES AND YOUR RIGHTS UNDER THESE TERMS OF USE, EXCEED AN AMOUNT EQUAL TO THE AMOUNT YOU HAVE PAID Bettizens IN CONNECTION WITH THE TRANSACTION(S) THAT UNDERLIE THE CLAIM(S); PROVIDED, HOWEVER, THIS PROVISION WILL NOT APPLY IF A COURT OR TRIBUNAL WITH APPLICABLE JURISDICTION FINDS SUCH TO BE UNCONSCIONABLE. FOR PURPOSES OF CLARITY, THE PRIOR SENTENCE DOES NOT EXPAND OR LIMIT ANY EXPRESS, WRITTEN PRODUCT WARRANTY THAT IS PROVIDED BY Bettizens OR A MANUFACTURER OF A PHYSICAL PRODUCT.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">The liability limitations in this Section 8 are not intended to limit any express warranties from applicable product manufacturers of physical products sold via the Services, or any express warranties by Bettizens that are included in applicable Additional Terms.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">8.5. APPLICABLE JURISDICTIONAL LIMITS. CERTAIN JURISDICTIONS, SUCH AS NEW JERSEY, DO NOT ALLOW THE EXCLUSION OF OR LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OF OR LIMITATION OF CERTAIN DAMAGES. AS SUCH, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">ESSENTIAL PURPOSE. UNLESS LIMITED OR MODIFIED BY APPLICABLE LAW, THE FOREGOING DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS APPLY, EVEN IF ANY REMEDY FAILS IN ITS ESSENTIAL PURPOSE.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9. Arbitration and Dispute Terms.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.1. Forum Selection/Jurisdiction. Jurisdiction and venue for any controversy, allegation, or claim arising out of or relating to the Services, the Content, your UGC, these Terms of Use, or any applicable Additional Terms, (collectively, “Dispute”) shall be in the state of Florida in the United States of America. Each party submits to personal jurisdiction and venue in Miami Dade County for any and all purposes.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.2. Pre-Arbitration Notification. Bettizens and you agree that it would be advantageous to discuss and hopefully resolve any Disputes before formal proceedings are initiated; provided, however, that Bettizens need not do so in circumstances where its claims of Intellectual Property rights are concerned (“IP Disputes,” with all other disputes referred to as “General Disputes”). The party making a claim – whether you or Bettizens – shall send a letter to the other side briefly summarizing the claim and the request for relief. If Bettizens is making a claim, the letter shall be sent, via email, to the email address listed in your Bettizens account, as applicable. If no such information exists or if such information is not current, then we have no notification or delay obligations under this Section 9(b). If you are making a claim, the letter shall be sent to: admin@bettizens.com, Attn: Legal Department. If the Dispute is not resolved within sixty (60) days after notification, the claimant may proceed to initiate proceedings as set forth in this Section 9. Either you or Bettizens, however, may seek provisional remedies (such as preliminary injunctive relief) subject to Section 9(d) before the expiration of this sixty (60)-day period.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.3. Arbitration of Claims. Unless you give us notice of opt-out within five (5) business days of your first use of the Services, addressed to: admin@bettizens.com, Attn: Legal Department, all actions or proceedings arising in connection with, touching upon, or relating to any Dispute, or the scope of the provisions of this Section 9, shall be submitted to Miami Dade County in the state of Florida for final and binding arbitration under its Comprehensive Arbitration Rules and Procedures if the matter in dispute is over $250,000 or under its Streamlined Arbitration Rules and Procedures if the matter in dispute is $250,000 or less, to be held in Florida, before a single arbitrator. If the matter in dispute is between Bettizens and a user, the matter shall be submitted to Miami Dade County in accordance with its Policy on Consumer Arbitration Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness. The arbitrator shall be selected by mutual agreement of the parties or, if the parties cannot agree, then by striking from a list of arbitrators supplied by Miami Dade County. We may have the right to pay the Miami-Dade County fees if required for arbitration to be enforceable. The arbitration shall be a confidential proceeding, closed to the general public; provided, however, that a party may disclose information relating to the arbitration proceedings to its and its affiliate lawyers, insurance providers, auditors, and other professional advisers. The fact that there is a dispute between the parties that is the subject of arbitration shall be confidential to the same extent. The arbitrator shall issue a written opinion stating the essential findings and conclusions upon which the arbitrator’s award is based. Neither party shall be entitled or permitted to commence or maintain any action in a court of law with respect to any matter in dispute until such matter shall have been submitted to arbitration as herein provided and then only for the enforcement of the arbitrator’s award; provided, however, that prior to the appointment of the arbitrator or for remedies beyond the jurisdiction of an arbitrator, at any time, either party may seek pendente lite relief (subject to the provisions of these Terms of Use waiving or limiting that relief) in a court of competent jurisdiction in Florida or, if sought by Bettizens, such other court that may have jurisdiction over you, without thereby waiving its right to arbitration of the dispute or controversy under this Section 9; provided further, however, that the losing party shall have fifteen (15) business days after the issuance of the arbitrator’s decision to fully comply with such decision, after which the prevailing party may enforce such decision by a petition to the Supreme Court, Florida or, in the case of you, such other court having jurisdiction over you, which may be made ex parte, for confirmation and enforcement of the award. To the extent there are any challenges to the arbitrability of a claim, the arbitrator shall determine any and all such challenges.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.4. Limitation on Injunctive Relief. AS PERMITTED BY APPLICABLE LAW, IF YOU CLAIM THAT YOU HAVE INCURRED ANY LOSS, DAMAGES, OR INJURIES IN CONNECTION WITH YOUR USE OF THE SERVICES, THEN THE LOSSES, DAMAGES, AND INJURIES WILL NOT BE DEEMED IRREPARABLE OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION OR TO OTHER EQUITABLE RELIEF OF ANY KIND. THIS MEANS (WITHOUT LIMITATION) THAT, IN CONNECTION WITH YOUR CLAIM, YOU AGREE THAT YOU WILL NOT SEEK, AND THAT YOU WILL NOT BE PERMITTED TO OBTAIN, ANY COURT OR OTHER ACTION THAT MAY INTERFERE WITH OR PREVENT THE DEVELOPMENT OR EXPLOITATION OF THE SERVICES, CONTENT, UGC, PRODUCT, OR INTELLECTUAL PROPERTY OWNED, LICENSED, USED OR CONTROLLED BY ANY Bettizens PARTY (INCLUDING YOUR LICENSED UGC).</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.5. Governing Law. These Terms of Use and any applicable Additional Terms, General Disputes and IP Disputes, and any other claim brought by you against the Bettizens Parties or by Bettizens against you pursuant to this Section 9, or otherwise related to the Services, Content, Licensed Elements, UGC, products or Bettizens Intellectual Property, will be governed by, construed, and resolved in accordance with, the laws of the State of Florida, U.S.A., without regard to its conflicts of law provisions that might apply the laws of another jurisdiction. This Section 9 shall be governed solely by the Federal Arbitration Act, 9 U.S.C. §1, et seq., and not by the law of any state, and is enforceable pursuant to its terms on a self-executing basis. You and Bettizens agree that we intend that this Section 9 satisfies the “writing” requirement of the Federal Arbitration Act. This Section 9 can only be amended by mutual agreement. Either party may seek enforcement of this Section 9 in any court of competent jurisdiction.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.6. Class Action Waiver. As permitted by applicable law, both you and Bettizens waive the right to bring any Dispute as a class, consolidated, representative, collective, or private attorney general action, or to participate in a class, consolidated, representative, collective, or private attorney general action regarding any Dispute brought by anyone else. Notwithstanding any provision in the Miami Dade County Comprehensive Arbitration Rules and Procedures to the contrary, the arbitrator shall not have the authority or any jurisdiction to hear the arbitration as a class, consolidated, representative, or private attorney general action or to consolidate, join, or otherwise combine the Disputes of different persons into one proceeding. Notwithstanding the arbitration provision set forth above, if the provision regarding waiver of class, collective, representative, and private attorney general claims of this Section 9 is found to be void or otherwise unenforceable, any such class, collective, representative, or private attorney general claims must be heard and determined through an appropriate court proceeding, and not in arbitration.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.7. Jury Waiver. AS PERMITTED BY APPLICABLE LAW, THE PARTIES HEREBY WAIVE THEIR RIGHT TO JURY TRIAL WITH RESPECT TO ALL CLAIMS AND ISSUES ARISING UNDER, IN CONNECTION WITH, TOUCHING UPON, OR RELATING TO THESE TERMS, THE BREACH THEREOF, AND/OR THE SCOPE OF THE PROVISIONS OF THIS SECTION, WHETHER SOUNDING IN CONTRACT OR TORT AND INCLUDING ANY CLAIM FOR FRAUDULENT INDUCEMENT THEREOF.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">9.8. Small Claims Matters. Notwithstanding the foregoing, either of us may bring a qualifying claim of General Dispute (but not IP Disputes) in small claims court, subject to Section 9(f).</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">Survival. The provisions of this Section 9 shall supersede any inconsistent provisions of any prior agreement between the parties. This Section 9 shall remain in full force and effect notwithstanding any termination of your use of the Services or these Terms of Use.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10. General Provisions.</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.1. Bettizens’ Consent or Approval. As to any provision in these Terms of Use or any applicable Additional Terms that grants Bettizens a right of consent or approval, or permits Bettizens to exercise a right in its “sole discretion,”  Bettizens may exercise that right in its sole and absolute discretion. No Bettizens consent or approval may be deemed to have been granted by Bettizens without being in writing and signed by an officer of Bettizens.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.2. Indemnity. As permitted by applicable law, you agree to, and you hereby, defend (if requested by Bettizens), indemnify, and hold the Bettizens Parties harmless from and against any and all claims, damages, losses, costs, investigations, liabilities, judgments, fines, penalties, settlements, interest, and expenses (including attorneys’ fees) that directly or indirectly arise from or are related to any claim, suit, action, demand, or proceeding made or brought against any Bettizens Party, or on account of the investigation, defense, or settlement thereof, arising out of or in connection with: (i) your UGC; (ii) your use of the Services and your activities in connection with the Services; (iii) your breach or alleged breach of these Terms of Use or any applicable Additional Terms; (iv) your violation or alleged violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities in connection with your use of the Services or your activities in connection with the Services; (v) information or material transmitted through your Device, even if not submitted by you, that infringes, violates, or misappropriates any copyright, trademark, trade secret, trade dress, patent, publicity, privacy, or other right of any person or entity; (vi) any misrepresentation made by you; and (vii) the Bettizens Parties’ use of the information that you submit to us (including your UGC) subject to our Privacy Policy (all of the foregoing, “Claims and Losses”). You will cooperate as fully required by the Bettizens Parties in the defense of any Claims and Losses. Notwithstanding the foregoing, the Bettizens Parties retain the exclusive right to settle, compromise, and pay any and all Claims and Losses. The Bettizens Parties reserve the right to assume the exclusive defense and control of any Claims and Losses. You will not settle any Claims and Losses without, in each instance, the prior written consent of an officer of Bettizens. This section is not intended to limit any causes of action against us that you may have but are not waivable under applicable law.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.3. Operation of Services; Availability of Products and Services; International Issues. Bettizens controls and operates the Services from the U.S., and makes no representation that the Services are appropriate or available for use beyond the U.S. If you use the Services from other locations, you are doing so on your own initiative and responsible for compliance with applicable laws regarding your online conduct and acceptable content, if and to the extent, laws apply.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.4. Export Controls. You are responsible for complying with all applicable trade regulations and laws both foreign and domestic. Except as authorized by U.S. law, you agree and warrant not to export or re-export the software to any county, or to any person, entity, or end-user subject to U.S. export controls or sanctions.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.5. Interpretation. Headings used in these Terms of Use are for reference only and shall not affect the meaning of any terms. “Including” means “including, without limitation.” The singular includes the plural and vice versa. These Terms of Use, and the applicable Additional Terms, are binding upon each party and its successors and permitted assigns.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.6. Entire Agreement. Except for any Additional Terms that apply to your use of the Services as we may notify or make available to you, this is the entire understanding between you and us regarding the use of the Services and supersedes all prior and contemporaneous agreements and understandings between you and us regarding this subject matter.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.7. Severability. The provisions of these Terms of Use are intended to be severable. If for any reason any provision of these Terms of Use is held invalid or unenforceable in whole or in part in any applicable jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions hereof in that or any other jurisdiction.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.8. Our Affiliates, Suppliers, and Licensors. Our affiliates, suppliers, licensors, and other Bettizens Parties are intended third-party beneficiaries of these Terms of Use.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.9. No Waiver. Our failure or delay to exercise or enforce any right, remedy, or provision of these Terms of Use or by law will not operate as a waiver of such or any other right, remedy, or provision.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.10. Notices. Where we need to send you notices under these Terms of Use or in connection with your use of the Services, you hereby consent to receive electronic notices from us, whether addressed to the email address associated with your account or another email address that you provide to us. To the maximum extent permitted by applicable law, you acknowledge and agree that any communication via email or by postings on the Services satisfies any legal requirement that such communications be made in writing. All legal notices to us must be sent to: admin@bettizens.com.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.11. Force Majeure. We will not be liable to you for failing to perform our obligations under or arising out of these Terms of Use, the applicable Additional Terms, or any applicable laws or regulations because of any event beyond our reasonable control, including a labor disturbance, an internet outage or interruption of service, a communications outage, failure by a service provider or any other third party to perform, acts of war or other action of military forces, terrorism, riot, civil commotion, sabotage, vandalism, accident, fire, flood, acts of god, strike, lock-out or other industrial disputes (whether or not involving our employees or those of our affiliates, suppliers or licensors) or legislative or administrative interference (including those giving rise to currency changes or otherwise affecting our ability to operate or provide the nook service, whether in whole or in part).</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.12. Changes to Services and Amendments to these Terms of Use. To the maximum extent permitted by applicable law, we may, in our sole discretion, change, modify, suspend, make improvements to or discontinue any aspect of the Services, temporarily or permanently, in whole or in part, at any time with or without notice to you, and we will not be liable for doing so. We reserve the right from time to time to modify these Terms of Use at our sole discretion. Your use of the Services after any modification we make constitutes your acceptance of the most recent version of these Terms of Use as modified.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.13. Assignment. These Terms of Use and all of your rights and obligations under it are not assignable or transferable by you without our prior written consent. We may freely assign, transfer, or delegate these Terms of Use or any of our rights and obligations under it.</span></p>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">10.14. Contact Information. For help with the Services or if you have any questions regarding the Services or these Terms of Use, please contact customer service at admin@bettizens.com. You acknowledge that we have no obligation to provide you with customer support of any kind and that customer service personnel cannot change or waive these Terms of Use or the applicable Additional Terms.</span></p>

<h2 style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">Refund Policy</span></h2>
<p style="text-align: justify;"><span style="font-family: verdana, geneva, sans-serif;">Bettizens Membership is always free. However, if subscription or purchase options for certain products or services are implemented in the future, all purchases but ebooks or third-party products/services are accompanied by a 10-day guarantee where the customer may request to cancel their subscription and receive a refund of the original amount charged. After ten days from the date of the original purchase, the warm-up phase of the order will have already passed and full services are already being rendered. It is at this time that Bettizens will only cancel the subscription and not provide a refund. However, Bettizens will review the refund request and use its discretion to determine if a refund can be warranted outside of the first ten days of the subscription.</span></p>
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